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Feds propose ‘student loan safety net’
alongside forgiveness

Original Article

Posted By: Dreadnought, 1/10/2023 10:56:29 AM

Washington - The White House is moving forward with a proposal that would lower student debt payments for millions of Americans now and in the future, offering a new route to repay federal loans under far more generous terms. President Joe Biden announced the repayment plan in August, but it was overshadowed by his sweeping plan to slash or eliminate student debt for 40 million Americans. Despite the low profile of the payment plan, however, some education experts see it as a more powerful tool to make college affordable, especially for those with lower incomes. Education Department officials on Tuesday called the new plan a “student loan safety net”

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Reply 1 - Posted by: Nimby 1/10/2023 11:05:35 AM (No. 1375096)
Good grief!! No one forced these thumb sucking whiners to go to college. They took loans and they are responsible for their repaying those loans. Not the rest of the country!! OK GOP in Congress!! Its time to rise and shine in the house and zip the purse
9 people like this.

Reply 2 - Posted by: Daisymay 1/10/2023 11:12:19 AM (No. 1375104)
NO!!
11 people like this.

Reply 3 - Posted by: Daisymay 1/10/2023 11:14:47 AM (No. 1375109)
Sorry! Hit the Button in my Frustration! Those "Kids" who are now working Adults, should PAY their Own Loans. Period! Nobody Else signed on the dotted line and therefore, should have to pay off those Loans. When will Biden and His Band of Thugs figure out that WE, the Taxpayers, and NOT in favor of millions of dollars going to these people who want to shove their loans off on us. We say NO!
8 people like this.

Reply 4 - Posted by: DVC 1/10/2023 11:27:17 AM (No. 1375123)
As long as you will pledge to vote Demonrat for the rest of your life.....hundreds of thousands in "loans" will be dropped.
4 people like this.

Reply 5 - Posted by: JackBurton 1/10/2023 11:31:15 AM (No. 1375128)
Every dollar they give raises the cost of tuition/college by 60 cents or more. NO
3 people like this.

Reply 6 - Posted by: wilarrbie 1/10/2023 11:37:07 AM (No. 1375134)
Collectively, colleges sit on billions in endowments. Let's see them put skin in for their overburdened, underemployed graduates. And never once have I seen where reining in the outrageous college costs are ever part of a solution. It seems to me that a degree isn't quite worth what it prepares you for.
5 people like this.

Reply 7 - Posted by: Are You Serious 1/10/2023 11:53:59 AM (No. 1375154)
A better plan: stop all student loans and force the kids to opt for the cheapest way to get an education....and watch tuition rates plummet.
7 people like this.

Reply 8 - Posted by: paral04 1/10/2023 1:54:50 PM (No. 1375229)
Adults applied for student loans and I assume they knew basic arithmetic and ethics. First question is. how much will I have to pay back and how long will it probably take? Next is,. do I want to live with that considering my degree will be studies of transgender cats in the Amazon. If the degree is useful and will probably put me in a career where I can comfortably pay off my debt, then I go for it. Next, is ethics. I got my degree and a job. Is there any reason why I should not honor my obligation to pay back the American people who underwrote my loan? Answer is, there is no reason. So, pay your debts and be an honorable person.
4 people like this.

Reply 9 - Posted by: Heil Liberals 1/10/2023 2:10:31 PM (No. 1375246)
PAY YOUR DEBT!
2 people like this.

Reply 10 - Posted by: Strike3 1/10/2023 2:26:38 PM (No. 1375255)
How about insisting upon reasonable quality in college education, lowering the tuition to reasonable levels and putting the IRS in charge of loan collection instead of woke banks? The current situation results in unemployable graduates with loans that are astronomical and take decades to repay.
2 people like this.

Reply 11 - Posted by: msjena 1/10/2023 2:50:48 PM (No. 1375260)
This is the wrong approach. Students should not be allowed to borrow more than they can reasonably repay. The colleges should either lower their tuition or give grants to make up what cannot be borrowed. Actually, this problem could be mostly solved at the undergraduate level by eliminating Parent Plus Loans. These are high interest loans that put the debt on parents who already do not have enough to pay for their children's education. In addition, at the graduate level, go back to subsidized loans. What is the point in strapping graduate students with high interest. loans that accrue interest during schooling that students cannot pay back. Also, make students show need before they can get these loans. Parents' income should be considered until the students are 24 or married. This is the way it was when I was in graduate school. I paid my loans back in 10 years. I also received grant aid from the school.
2 people like this.

Reply 12 - Posted by: Philipsonh 1/10/2023 3:14:01 PM (No. 1375268)
Loans should be made by the colleges, not the Govt or private entities; THEN you would see things change overnight, with a real curriculum that leads to real World skills. Garbage courses that lead to no jobs would have to be paid for by the individual because the colleges would never lend for unskilled graduates who could not repay the loans.
3 people like this.

Reply 13 - Posted by: skacmar 1/10/2023 3:57:04 PM (No. 1375285)
Student loans should be like auto loans or mortgages. When you sign on the dotted line, you know how much you will need to pay each month and for how long. Part of the paperwork should be an amortization table showing how the loan will be paid off over time. If the student is too dumb to understand it, they should not get the loan. Once you sign for the loan, you own the debt. Part of your education is financial responsibility.
0 people like this.

Reply 14 - Posted by: Kate318 1/10/2023 4:45:36 PM (No. 1375315)
You know what you get when you make college “affordable” to everyone? Cultural saturation of the mediocre.
1 person likes this.

Reply 15 - Posted by: mifla 1/11/2023 5:27:45 AM (No. 1375615)
The Republicans should counter with a plan to forgive all the home mortgage loans held by taxpayers who never have participated in an entitlement program. (SS is not an entitlement program).
0 people like this.

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