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The Big Missing Piece In The
ObamaCare Replacement Debate

Investor´s Business Daily, by Staff

Original Article

Posted By:RockyTCB, 3/20/2017 8:16:20 AM

Health Reform: Critics of the Republican´s ObamaCare replacement plan — and many moderate Republicans as well — complain that it will result in millions losing insurance. What nobody asks is whether we have too much insurance today. Insurance, after all, is supposed to make health care more affordable. But what if it´s making it less so? University of Michigan economist Mark Perry recently compared inflation rates for health care with price increases for cosmetic surgery. What he discovered was illuminating. From 1998 to 2016, the overall inflation rate was 47.2%. But for medical care services, prices went up 100%. And for hospital services,

      


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Reply 1 - Posted by: MDConservative, 3/20/2017 8:42:03 AM     (No. 11195434)

Major medical and hospitalization insurance have given way to "healthcare" - no longer sharing risk but sharing costs. The healthcare industry makes billions off "Preventive" procedures that prevent nothing and are rolled into the premiums you pay. Healthcare reform keeps this shared costs model, expanding coverage into pre-existing conditions and kids under 26.

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Reply 2 - Posted by: shamus, 3/20/2017 8:51:29 AM     (No. 11195450)

Starting in the 1940´s the US began to implement Soviet style medical care. This effort is now nearly complete.

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Reply 3 - Posted by: trapper, 3/20/2017 9:15:44 AM     (No. 11195473)

I’m sick of listening to the bellyaching. You want to have emergency medical care available immediately when you are taken to the hospital with chest pains, including a CT scanner that cost a couple million bucks just sitting at the hospital waiting for you to need it? And you want health insurance that will cover most of the cost of that care so that you don’t have to sell your house and drain every penny of your savings to pay for it? Yes? Then it’s going to cost you.

There’s no such thing as a free lunch, or a free CT scan or hospital stay or doctor’s care or cancer treatment or health insurance. What you pay for in all of it is technology and medications that now will keep you alive for decades with medical conditions that 50 years ago would have killed you on the spot. Don’t want all that? Then don’t call the ambulance in the first place, because most of the complaints I hear are just people wanting something for nothing.

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Reply 4 - Posted by: Gorzabozo, 3/20/2017 10:20:03 AM     (No. 11195574)

Know several persons who have experienced economic hardships so extreme that health insurance was dropped. When expensive medical procedures such as MRI, CT scans, etc were required the Doctors and medical facilities significantly dropped their prices to accommodate payment in cash up front. Some of the price reduction was out of the goodness of their heart; the rest was due to reduced payment collection costs. Payment in full up front versus haggling with an insurance company for months before being paid. Government and Insurance are driving up prices. (Persons in this situation that I personally know usually experienced a price decrease of 1/3)

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Reply 5 - Posted by: NessunDorma, 3/20/2017 11:51:40 AM     (No. 11195658)

IBD is quite right. Nobody seems to care anymore about how and why costs have soared. And nobody seems to care about containing those costs, concerning themselves only with how to pay for them.

I worked in the medical field during the 70´s. Routine health care was eminently affordable and most people did not carry insurance that covered routine care. So what happened?

The biggest factor, I think, was the huge influx of taxpayer money into the medical marketplace through the emerging Medicare and Medicaid programs. As more and more people were added to those rolls, costs started to soar.

We´ve seen it in housing, we´ve seen it in higher education and we´ve seen it in health care. When government enters the marketplace, cost containment goes out the window as there´s always a way to tap Uncle Sam for more money, more money, more money. When are we ever going to learn this lesson?

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Reply 6 - Posted by: miss ann thrope, 3/20/2017 1:00:35 PM     (No. 11195761)

One factor in increased hospital/doctor fees is their advertising costs. It´s only been in the past twenty or thirty years that they have been advertising their services. Before then, advertising by doctors and hospitals (and, I might add, lawyers) was considered unethical.

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