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ObamaCare death debt? States can
seize assets to recoup Medicaid costs

Fox News, by Dan Springer

Original Article

Posted By:NYC RAL, 1/23/2014 3:47:14 PM

Tom Gialanella, 56, was shocked to find out he qualified for Medicaid under ObamaCare. The Bothell, Wash., resident had been able to retire early years ago, owns his home outright in a pricey Seattle suburb and is living off his investments. He wanted no part of the government´s so-called free health care. "It´s supposed to be a safety net program. It´s not supposed to be for someone who has assets who can pay the bill," he said. And after reading the fine print, Gialanella had another reason to flee Medicaid -- the potential death debt.

Comments:
Headline resplit by staff.

      


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Reply 1 - Posted by: StormCnter, 1/23/2014 3:52:49 PM     (No. 9702948)

Correct me if I am mistaken, but I believe it has always been the case that assets can be made forfeit in Medicaid costs. I blame Obamacare for almost everything that is wrong in our world, but this may be one problem that didn´t originate with the Affordable Healthcare Act.

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Reply 2 - Posted by: Rotten In Denmark, 1/23/2014 3:54:27 PM     (No. 9702952)

I think you are correct BUT enforcement may now be the rule.

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Reply 3 - Posted by: whyyeseyec, 1/23/2014 3:57:26 PM     (No. 9702955)

I would rather die early than use Medicaid. I didn`t work my whole life to have the govn steal my stuff at death....

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Reply 4 - Posted by: Charactercounts, 1/23/2014 4:15:09 PM     (No. 9702979)

This has long been the rule, which probably accounts for the increase in attorneys practicing "elder law."

Many elderly people have signed their houses over to their children in anticipation of receiving Medicaid, with not always the best results. For example, if you sign a home over to a child who subsequently divorces, or declares bankruptcy, or dies--your home is part of their estate.

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Reply 5 - Posted by: marthaville, 1/23/2014 4:19:13 PM     (No. 9702988)

#3 you need to look at this from the standpoint of the taxpayers. If you have a home worth, say, $50,000, and the state you live in pays for your nursing home for 5 years at a cost of $3,000 per month, or $180,000. Why should the taxpayers in your state no be able to recoup part of what they have spent on you?

This is not a new concept.

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Reply 6 - Posted by: gagolfer, 1/23/2014 4:31:56 PM     (No. 9703003)

The government is not stealing anything. Getting on Medicaid is based on your current income, not assets. Any assets taken at death are only for the cost of health care that the taxpayers had previously paid when the patient qualified for Medicare because of low income. If the assets are there why should the taxpayers not be reimbursed?

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Reply 7 - Posted by: grampus, 1/23/2014 4:37:51 PM     (No. 9703015)

#6 qualified for Medicare....should be qualified for Medicaid.

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Reply 8 - Posted by: farmwife, 1/23/2014 4:44:06 PM     (No. 9703022)

I agree that people who have assets should pay their own way. Taxpayers should not have to pay their bills so their heirs can keep their assets. But there´s more to this story.

Keep in mind that many people are being funneled into Medicaid because they are not allowed to keep the insurance that Obama didn´t think was good enough. They did not think they were signing up for medicaid, they thought they were looking for something that didn´t cost more than they could afford.

We will hear more horror stories like this.


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Reply 9 - Posted by: strike3, 1/23/2014 5:17:27 PM     (No. 9703064)

If you willingly agree to dance with the devil, you have no right to complain when he steps on your toes.

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Reply 10 - Posted by: previouslyon24, 1/23/2014 5:47:12 PM     (No. 9703097)

Obamacare is like Medicare, if you qualify for it you have no opt out provision even if you want to pay for health care by buying private insurance or paying cash. This is definitely an under the radar issue because so many people are being herded into Medicaid where this provision is operative. My wife is in this boat. We can´t even demand to pay more and buy from the so-called exchanges, we´re cast into the low income group like it or not. So we haven´t done anything. Screw them all. And the IRS can´t fine us ´cuz we don´t overpay our income taxes and they can only take money from those who do such a stupid thing. Going underground as much as possible, which is the only thing left to do for so many reasons in this once-great nation I used to be proud of.

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Reply 11 - Posted by: LouD, 1/23/2014 5:56:53 PM     (No. 9703104)

Medicaid is supposed to be for low-income people. So how does someone who can afford to retire on one´s own investments qualify for medicaid to start with? How can a program be so screwed up that even a kindergartener could figure out a better way? If I were younger, I think I would emigrate to someplace like Papua or Zimbabwe. At least in those countries this kind of government might be expected, but here...?

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Reply 12 - Posted by: Gagolfer, 1/23/2014 7:53:38 PM     (No. 9703226)

Thank you, 7. Of course I meant Medicaid, not Medicare.

11- he could qualify for Medicaid because it is based on ´income´, not assets. He could have a $500,000 house and $1 million in stocks and bonds- all assets. But if he lived frugally he could withdraw say only $20,000 (or whatever amount is low enough to qualify for Medicaid) and that would be his only ´income´, a low income amount, and could be on Medicaid and the taxpayers would be paying for his healthcare. Of course that should be paid back out of his assets when he died.

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Reply 13 - Posted by: mamafrog, 1/23/2014 8:15:49 PM     (No. 9703271)

I see no reason why I should be taxed to pay for someone´s Health Care so they can leave assets to another person.

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Reply 14 - Posted by: ColonialAmerican1623, 1/23/2014 9:56:45 PM     (No. 9703385)

We have only just begun.
Check back in six months when more have stories to share.

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Reply 15 - Posted by: JHHolliday, 1/24/2014 11:12:58 AM     (No. 9704087)

As many have stated, this has been going on for years. People putting houses, vehicles, land etc. in the children s names so mama could stay in the nursing home for "free".

I have always been of two minds about this practice. Is it right for people to do this and make the taxpayer pick up mama´s care? Or is it right to see all that mama worked and saved for go to a nursing home in the last few years of her life?

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