WASHINGTON — Citing financial concerns, the Obama administration has begun quietly winding down one of the earliest programs created by the president´s health care overhaul, a plan that helps people with medical problems who can´t get private insurance. In an afternoon teleconference with state counterparts, administration officials said Friday the Pre-Existing Condition Insurance Plan will stop taking new applications. People already in the plan will not lose coverage. Designed as a stopgap solution until the law´s full consumer protections are in effect next year, PCIP has served more than 135,000 people, a lifeline for patients with serious medical problems
It is a matter of priorities. Personally, I´d rather my taxes save the life of a 5 year old with leukemia than cover Fluke´s birth control pills.
Similarly, much of our mental health spending goes to the "worried well" rather than the small percentage who suffer from schizophrenia and bipolar. We need to put money where it is truly needed and get back to people handling the small stuff on their own. Just like any other kind of insurance - we don´t insure our houses against the need of a new paint job or plumbing repairs; we pay for those out of pocket and insure against catastrophe. Health insurance should be the same way.
On a quiet Sunday morning when the conservative newsies maybe won´t notice, the Obama Administration executes Part I of his death panels.
The point isn´t how long these people will live vs. how long young people will live. The point is that another ObamaCare promise has quietly been broken regarding who can get or keep his insurance.
I think perspective and a bigger picture is required when looking at this move; Obama has implicitly said that people who are already sick are disposable.
That´s Death panel I. Death panel II will probably be to disinsure anyone over 75 years old. Death Panel III will probably be to disinsure diagnostic tests and expensive surgeries for anyone over 80. Death Panel IV will be to take all treatment choices out of the hands of the patient and into Kathleen Sebelius´ caring hands to decide life-and-death issues regarding treatment.
Haven´t we learned that Obama & Co. don´t do things all at once but in piecemeal fashion so as to boil the frog without being noticed?
I have to say it´s one thing if you had no insurance, got sick and then wanted to obtain it....It´s another to have been paying for insurance, gotten sick and been dumped by the insurance company...The first is your problem....the second should be theirs
I’m one of the people who had insurance and wasn’t dropped (diabetic) premiums went through the roof, couldn’t afford them being self-employed. Now the Govt. will want to find me for no insurance and also, not provide me coverage. Looks like the battle for me will be the govt. once again. I wish they would just leave me alone. Revolution or civil war call it what you like it is time to stop the insanity of the govt.
This is a program for which Congress supplied $5 BILLION. It has spent $2.4 BILLION serving 135,000 people--for how long? A year? Two years? And the $5 billion was supposed to last how long? The article states the program isn´t cheap for participants and that premiums often cost "several hundred dollars a month for middle-aged individuals."
So what now?
Insurance companies will be forced to pick up the tab, starting next January 1. That means even higher premiums for the rest of us.
Prior to this program, those formerly rejected by insurance companies were served by charitable programs, fundraisers--and medical care providers, who passed their costs on to us in the form of higher charges for treatment. But you can bet those MCP charges were significantly lower than this bureaucrat-heavy, closely-administered program. Whatever, the end result next year will be the same.
We will be paying more--and more--and more.
#6, regarding your Death Panel III. In the British National Health System, upon which "affordable" health care is based, and depending on which individual health care rationing board ("NHS Trust") it is, scans are usually unavailable for people over 65. You´re lucky if you can get an x-ray for some sort of pain, unless it´s an obviously broken bone. This type of ageismn is called a waiting list on which those contributing to the economy are given preference over old geezers and geezettes like me who are constantly kicked to the end of the list--the same thing as a death panel. Another glaring example: women under 25 cannot get a Pap smear unless they show signs of symptoms for (usually) cervical cancer.
There are many more such examples--search on Mid Staffordshire NHS Foundation Trust for the latest unbelievably brutal scandal.
How do you call something "insurance" when you spend $40,000 per participant in a couple years? Send the 135,000 lottery winners to the best clinics/hospitals and let them rest in 3 star hotels all over the third world and it would be cheaper than this craziness.
The looting of America continures. Almost all the "treated" people are still pretty much sick and $5 billion will have evaporated. My guess is that 50% goes to overrhead that has nothing to do with deliverin even an aspirin. Wait for the stories on how the bulk of the money gets siphoned ino he operating budgets (i.e. union jobs) of Blue States.
The federal high risk pool has only a small part of the patients in the overall high risk pool. The federal pool costs twice the average of the state pools. in the federal pool, last I checked more than 25% of the money went to less than 2% of the patients. These were mainly cancer patients. If enrollment in the federal pool hadn´t been so low, the program would be broke already.
Obama and the liberal Democrats are pushing for what amounts to amnesty with a "path to citizenship" for the 11 to 20 million illegal aliens here now. How many of those, almost all low income earners, have preexisting conditions or they are uninsurable? Nobody knows how many.
On top of that, under any liberal Democrat amnesty plan they will be able to bring additional millions of their foreign relatives here, including their parents in unlimited numbers who are all going to be older people, or elderly people, with all sorts of preexisting medical conditions. Just imagine the costs of long-term care for a good percentage of those mostly poor people. The liberal Democrats don´t care, as they look at all those millions of aliens as future prospective Democrat voters who will keep liberal Democrats in power indefinitely.
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