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Dodd-Frank is an
Unconstitutional Disaster

Townhall, by Phil Kerpen

Original Article

Posted By:Judy W., 1/26/2013 7:52:00 AM

In his first term, President Obama passed two of the most sweeping expansions of federal power in history. (Snip) The second , his federal takeover of the financial system, may not fare as well. That law, Dodd-Frank, is being challenged in State National Bank of Big Spring v. Geithner. The lead plaintiff is a community bank that has had several of its business lines shut down by Dodd-Frank. Co-plaintiffs include the libertarian powerhouse the Competitive Enterprise Institute, the leading conservative seniors group the 60 Plus Association, and the states of South Carolina, Oklahoma, and Michigan.

Comments:
Dodd-Frank is a monstrosity, but it is so complicated and about things most people know little about, so it hasn´t received the attention that Obamacare has. This is a clearly written article that gives a picture of one of its terrible provisions and why the law is unconstitutional.

      


Post Reply  

Reply 1 - Posted by: cThree, 1/26/2013 8:28:14 AM     (No. 9140186)

Unconstitutional? Really?

Chief Justice Roberts´ll fix that right up!

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Reply 2 - Posted by: Spidey, 1/26/2013 8:28:21 AM     (No. 9140187)

This bill was just another example of of letting a crisis go to waste.The 2008 financial meltdown provided Obama and the big left a phony excuse to crack down on financial institutions under the guise of too big to fail. The main deception in this was supposedly consumer protection.It was all lies just like his promises that Obamacare would save people $2600 a year in premiums and cost under a trillion dollars.

What´s really happened in big Wall St. companies still go along unscathed by this law,like Jon Corzine and small community banks which are totally solvent are being strapped with new regulations and have to hire compliance officers,adding to their payrolls.

This law was actually passed so the government could choose the winners and losers in loans.Republican owned businesses were the main target. The whackos on the consumer protection board were warmed over members from the community development act which rated banks on if they made enough minority loans.

The bottom line is money is being shut off to successful,solvent people and business,while Wall St. crooks still get off the hook on criminal activity and more loans going to minorities,no matter what reason.

Banks have been bullied into eating underwater value in houses and making low interest loans that threaten their long term solvency.

Before this Obama signed the Frank/Dodd credit card which allowed banks to gouge people on credit card interest and fees but I´ll bet less than 10% of people even know this.I bought stuff at at 7.9 interest and all of a sudden it was 14% soon after this passed.My other cards went up also.Usually liberals complain if their atm charge goes up 2 bucks but they missed this altogether.

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Reply 3 - Posted by: OhMy, 1/26/2013 9:03:44 AM     (No. 9140241)

Government sanctioned theft!

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Reply 4 - Posted by: volksford, 1/26/2013 9:45:02 AM     (No. 9140292)

Dodd -Frank should never have seen the light of day because Dodd/Frank should have been in jail !

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Reply 5 - Posted by: bpl40, 1/26/2013 9:53:48 AM     (No. 9140305)

POTUS 44 is the biggest Unconstitutional disaster. The rest are just side effects.

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Reply 6 - Posted by: Scottyboy, 1/26/2013 10:32:57 AM     (No. 9140355)

After a 29 year career in law enforcement I developed an expertise in investigating financial crimes / fraud. I was hired by a major financial institution after I retired from government and saved them thousands from people trying to rip off the company.
I lost this job because the company needed to downsize it´s asset protection team and hire a bunch of regulatory bean counters to satisfy Dodd - Frank. Many of the new hires are other retired employees from governmental regulatory agencies. Can´t really blame the company, they need to now protect their assets from the regulatory fines from Dodd-Frank rather than common criminals and con men ( I know, what´s the difference?). I am now trying to find work in more mundane investigative avenues. The thing that gets me is that I try to explain the ramifications of Dodd-Frank to potential employers (including people like insurance executives and attorneys) and the have no idea what the hell I´m talking about.
This country is in trouble.

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Reply 7 - Posted by: EnsignO´Toole, 1/26/2013 10:44:53 AM     (No. 9140421)

#1 may be right, unfortunately. Right now I´m going to pray for the three Attorneys General that they prevail.

#5 is right: POTUS 44 is the biggest Unconstitutional disaster. and this needs to be stated repeatedly until it finally sinks in the mush-brains of the low-info voters.

My prayer is that Obama is removed from office through impeachment/resignation before 2016. Our history cannot let this kind of fraud go unanswered.

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Reply 8 - Posted by: judy, 1/26/2013 3:23:38 PM     (No. 9140936)

Must be a really good bill they both are gone from congress...

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