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  Topic: Florida man, 20, steps forward to claim
$450 MILLION Mega Millions prize-after
reacting ´Oh. My. God´ to his win
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Florida man, 20, steps forward to claim
$450 MILLION Mega Millions prize-after
reacting ´Oh. My. God´ to his win

Daily Mail (UK), by Staff

Original Article

Posted By:JoniTx, 1/12/2018 5:12:27 PM

A 20-year-old Florida man has stepped forward as the lone winner of the $450 million Mega Millions jackpot from the January 5 drawing. Shane Missler will take the a lump sum payout of $281.2 million. One week ago, at 11:33 on Friday night, minutes after the drawing, the young man put on Facebook, simply: Oh. My. God. (Photos) It is the fourth largest jackpot in the 21-year history of the Mega Millions and the second largest jackpot won by a single ticket. His historic win came one day before a record setting $559 million Powerball drawing, whose lone winning ticket

      


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Reply 1 - Posted by: provide, 1/12/2018 5:28:34 PM     (No. 11508376)

People his age LOVE Las Vegas. "Hot Russian Girls Want You" will be in his In box.

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Reply 2 - Posted by: John56, 1/12/2018 5:31:47 PM     (No. 11508381)

So there´s the guy who stole my winning ticket.

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.New_S.
  


 
Reply 3 - Posted by: Vaquero45, 1/12/2018 5:45:36 PM     (No. 11508396)

20 years old, nobody to give him any advice, thinks he´ll live forever, 281 million bucks..... it´ll be gone in five years.

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Reply 4 - Posted by: Maitaisoo, 1/12/2018 6:11:18 PM     (No. 11508416)

A perfect example of “youth & inexperience.” Walks away from $170 million. At the “ripe old” age of 40, he would have collected the full $450M ... $23M/year for 20 years but more importantly is that even if he blows his annual check one year then he will get another next year.

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Reply 5 - Posted by: Safari Man, 1/12/2018 6:20:27 PM     (No. 11508423)

I like his hashtag #HardWorkPaysOff... so glad this guy was not from a $#¡† hole.

Unfortunately, now that he revealed who he is and what he and his family look like, he needs to rework his appearance, change his name, and move to a gated community where nobody can gain access. And he needs to pay for his entire family to disappear too.


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Reply 6 - Posted by: Phooey, 1/12/2018 6:31:27 PM     (No. 11508426)

My Son! my Son! My long lost Son! Where can we meet to renew our affection ?

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Reply 7 - Posted by: meidei, 1/12/2018 6:32:43 PM     (No. 11508427)

According to the article he took a financial crash course coupled with getting a team of financial professionals he´s comfortable with on board to guide him towards achieving his goals ... good thinking. Let´s just hope his team is - and remains - honest, with his best interests at heart.

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R-TA-Wide_2
  


 
Reply 8 - Posted by: john56, 1/12/2018 6:46:59 PM     (No. 11508442)

Many, many moons ago, when my work schedule included a lot more airline travel, I remember an article in the Delta inflight magazine.

This guy, I think he was a business expert or professor from Atlanta, wrote a monthly column about business and investments. One month, he decided to spend the column on the topic "what if you won the big lottery," or something like that.

I think I remember most of his great advice.

First, lay low. Put the ticket in a safe deposit box and spend the next couple months finding smart legal, estate financial and investment advice. Your goal is to make the money last longer than you do.

When you do claim the prize, be boring. If the newspaper shows up to do a story, talk about your stamp collection.

He said to take the lump sum. If you´re wise, you can do better than the annuity.

Plan on having some security for at least awhile. Folks are going to come out of the woodwork to try and separate you from your money. Use a separate phone and direct those calls there; if anyone has a "deal" for you, tell them that you only consider written proposals which need to be sent to a post office box for review by your "advisors" (which you don´t have empty).




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Reply 9 - Posted by: john56, 1/12/2018 6:47:38 PM     (No. 11508443)

Part 2

Quit your job. Your co-workers are going to be jealous of you anyway. Don´t start a business. Lottery winners´ businesses never do well ... the help knows you´re loaded and you may not have the drive that a struggling startup business owner does and it will just be a drag on your finances.

You can blow a little of the pot -- 5 or 10% tops. Light a cigar with a $100 bill once or twice, but don´t go crazy.


Plan and budget wisely. Let´s look at the thief which stole my winning ticket.

$281 million after taxes? Okay Let´s say you get a 2% a year return, which is pretty bad. I think I can make that return on money I bury in coffee cans in the backyard.

That´s about $5.5 million. Taxes and investment fees, let´s take about 40% away. $3.3 million left; leaves about $9000 a day to spend.

Now if you cut back the Dom Perignon to three times a week, only spend five days in Vegas every month instead of seven, and keep the Porsche for fifteen months instead of twelve, you probably can make it on that money.

Just watch the hangers-on. And anyone offering you a "free lunch," because it could be the most expensive lunch you’ll ever eat.


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Reply 10 - Posted by: Heraclitus, 1/12/2018 6:50:01 PM     (No. 11508446)

This young man might be the exception to the rule, given how proud he was when he bought his first car (2004 Suburu) with cash.

First thing he wants to do is help his family.

I hope and pray for his well-being in all ways.

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Reply 11 - Posted by: anonymous, 1/12/2018 7:00:09 PM     (No. 11508457)

Why on earth would you want to advertise yourself like this? The more you tell people, the more you will be known as "the person who won the lottery". It´s de-humanizing. I´d be looking behind my back all the time.

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Reply 12 - Posted by: klezmer, 1/12/2018 8:10:20 PM     (No. 11508497)

#4, you are wrong.

The payment is made in 25 annual payments. In this case, he would get about $18 million per year for 25 years, totallying $450 million.

However, if you take the lump sum of 281 million and invest it with an annual return of 5%, you´ll get about $14 million per year. So, if he spent the $14 million every year, he´d still have the $280 million principle after 25 years and he would continue getting $14 million per year FOREVER. If he spent $10 million/year and reinvested $4 million into the fund, the fund would be worth about $470 million after 25 years.

He made the right choice.

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.LockDme.


 
Reply 13 - Posted by: PAdiva, 1/12/2018 8:22:39 PM     (No. 11508507)

Set up several trust accounts for different purposes.

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Reply 14 - Posted by: maitaisoo, 1/12/2018 9:31:57 PM     (No. 11508562)

#12, so many ifs, ands or buts to consider:
1. 5% return every year for the rest of his life ... how about losing on his investments every (or most) year for the rest of his life? Is that an impossibility? If we can rely on your stated return then 5% on $18M/year is $17K/week ... I can live BIG on that for 25 years and end up with $450M in my portfolio. Remember that the 2nd yr would be $34K/week with increases every year after.
2. How about the stat that lottery winners are bankrupt within 5 years on average? Getting a $18M check every year for 25 years ensures that he will make it way past the 5 yr belly-up date and gives him time to acquire some fiscal maturity before the 25 yrs have run their course.
3. Financial advisers will always recommend the lump sump because their fees are % based ... here they´ll get all of their $ up front when he gets his $281M check.

At age 20, this lad can afford to be patient in order to get the whole enchilada. It´s also insurance that his family/friends will ensure his safety for at least 25 yrs.

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Reply 15 - Posted by: Nevadadad46, 1/12/2018 10:02:02 PM     (No. 11508593)

I am very interested in following the story of this young man. Wife and i (like everyone) talk about it- "Ooo! If I won that much money I would...." And invariably, we get as far as paying off our kids homes and bills (which wouldn´t even touch a thousandth of that amount) and buying ourselves a comfortably (a more comfortable home than we have- which is what we dearly enjoy right now) and we look at each other- "Then what?". really, what do you do with that much money? It´s like, after a certain amount, it become basically worthless- and that is why people tend to pi55 it away on the most ridiculously frivolous stuff and parties. This, I think, is why multi billionaires tend to become recluses. A person can only have so many bedrooms, bathrooms and yard before it loses the luster.

My guess is, this you person will likely be broke or dead from a wreck in his $500,000.00 Lamborghini or of a drug overdoes within three years. - Don´t get me wrong. I hope not. I truly wish him the very best. But, money is insidious if you are not careful. When I was rich, before I lost my fortune to bad business deals, I would spend ten thousand bucks and not have a thing to show for it. I lost $6,000.00 one afternoon on two pool shots! And that was just with a few friends! I believe God saw what a frivolous ass I was becoming and sent me an Angel to take it away- and it was over in less than one very disastrous month! Within a year, we were eating macaroni and hamburger patties and did not really know where the next meal was going to come from. We´ve been happy ever since.

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Reply 16 - Posted by: ColonialAmerican1623, 1/13/2018 12:49:09 AM     (No. 11508676)

At 20, he would have been wise to take the long payout. He still has to pay taxes on the lump sum.

I wish him nothing but success. Good for him.

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Reply 17 - Posted by: Strike3, 1/13/2018 2:44:38 AM     (No. 11508716)

Just from his reaction and his social media comments, I think five years for him is optimistic. You don´t need financial advice with this kind of money, you need to move far away, stay anonymous, live under the radar and carefully select your friends.

If you only earn 2% interest, so what?

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.R-LJ.
  


 
Reply 18 - Posted by: Smart11344, 1/13/2018 1:56:04 PM     (No. 11509300)

I am still proud to say I have never purchased any kind of lottery ticket. I sure don´t feel I have missed anything.The ratio of winning or losing is astronomical.

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