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Topic: Health insurers jacking up rates by double digits in advance of Obamacare |
Health insurers jacking up rates by double digits in advance of Obamacare
American Thinker, by Rick Moran
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Original Article
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Posted By:ketchuplover, 1/8/2013 1:26:19 AM
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| This is only the beginning. What insurance rates will look like next year when Obamacare goes into effect is anyone´s guess, but they will almost certainly be higher than they are today. And today, the costs for health insurance are skyrocketing. (Snip) The more expensive premiums are, the larger the subsidies will be. This, of course, increases the cost of the program substantially, as will the unexpectedly high number of companies that will drop insurance coverage. It seems incredible that congress is actually going to allow the country to go through with this monstrosity. Meanwhile, before Obamacare even takes
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Comments: And even if the GOP succeeds in dismantling it piece by piece, do you think the rates will be restored to their previous level?
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Reply 1 - Posted by:
ColonialAmerican1623, 1/8/2013 1:44:50 AM (No. 9104300)
Never ever forget that these lawmakers excluded themselves from this mess and still expect you to pay for their Cadillac coverage with long term care included.
If all of the focus is on employers with 50 or more employees, why beat up small employers ?
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Reply 2 - Posted by:
sehall, 1/8/2013 2:25:54 AM (No. 9104315)
Try purchasing an individual policy (I´m self-employed)... my insurance is now more than my rent.
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Reply 3 - Posted by:
billa, 1/8/2013 2:42:41 AM (No. 9104324)
It seems to me that Obamacare will FORCE, companies of any size to restructure their entire work force to part-time status, as many are already doing. And those business who would like to grow, won´t as they will not want to exceed the over 50 employment mandate. I gather the best way to avoid that is develop different businesses with a partner who is the "owner".
Those business (other than those in government) will be dropping their coverage like flies and they will pay the fine instead. And those no longer covered will be forced to buy Obamacare or pay a fine.
So everyone is the country is going to be a lose-lose situation.
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Reply 4 - Posted by:
Attercliffe, 1/8/2013 2:54:21 AM (No. 9104327)
Our small-practice veterinarian told me a week or so ago that her insurance last year was $7,000. I don´t think it includes malpractice insurance as she said "medical insurance." Probably a bit extra for bites and such, but $7k per year? Wow!
Must ask her what it is for this year.
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Reply 5 - Posted by:
4Justice, 1/8/2013 3:22:49 AM (No. 9104334)
Wait until those Dems complaining about the SS tax start having to contribute a larger share of insurance costs to keep their employer coverage!!
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Reply 6 - Posted by:
Japanorama, 1/8/2013 3:33:05 AM (No. 9104340)
How unexpected.
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Reply 7 - Posted by:
Trigger2, 1/8/2013 3:49:40 AM (No. 9104343)
Yet the buffoon sitting in the WH (when he´s not playing golf or going on vacation) says taxes/fees are not going up. You can keep your physician; Your health insurance costs will decrease; etc. Demonrats are despicable.
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Reply 8 - Posted by:
Spidey, 1/8/2013 4:11:58 AM (No. 9104352)
Well,for one thing you´re increasing the high risk pool with pre-existing conditions having to be accepted. Insurance companies can´t possibly calculate those costs because there´s no history to bounce it off of. So they take a stab at what it might cost,just to have the money to start paying claims.
For Obama to tell Boehner we don´t have a spending problem because he fixed the rising costs of healthcare is so far out of the solar system that a Hubble telescope wouldn´t know where to look.
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Reply 9 - Posted by:
beamer, 1/8/2013 4:14:27 AM (No. 9104354)
Every time I see his photo with a sly grin, I get sick. What a liar! But he won. Thanks to the stupid jerks who got their phones, etc.
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Reply 10 - Posted by:
pineledger, 1/8/2013 6:41:11 AM (No. 9104414)
Yes, 9, you´d be surprised how my circle of "friends" has shrunk now that it no longer includes those I know voted for this fraud.
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Reply 11 - Posted by:
rabbit, 1/8/2013 6:43:01 AM (No. 9104417)
#4, that is a bargain. Insurance rates for those who are a bit older and early-retired (not yet eligible for Medicare) can be 2x, 3x, or 4x that.
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Reply 12 - Posted by:
chillijilli, 1/8/2013 6:48:42 AM (No. 9104426)
Mutual of Omaha raised their rates for Plan F Medicare Supplemental Coverage by 35% this year. When I looked elsewhere and found USAA for myself, Omaha jacked up my husband´s premiums by an additional 30%, making a total of 65% increase in his 2013 premiums because we would no longer have the "household discount" I never knew we had previously, He has never been sick, never in the hospital...but he is...75 years old. This is outrageous. A 65% increase in 1 year???
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Reply 13 - Posted by:
strike3, 1/8/2013 6:48:57 AM (No. 9104427)
Every increase hits the working person with a double whammy. His own insurance goes up and that of the person he is supporting through medicaid, medicare, SS, etc. When the workplace pares down coverage, more comes out of the paycheck. Ditto for the preexisting conditions. The long recession continues and gets worse.
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Reply 14 - Posted by:
bighambone, 1/8/2013 7:06:49 AM (No. 9104445)
Obama and the liberal Democrats will simply blame the Republicans who never voted for Obama Care at all, and the liberal media will cover Obama and the liberal Democrats backs. While all the health insurance premiums will continue to go up for people who purchase health care insurance, you still have half the country believing that Obama is going to give them "free" health care.
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Reply 15 - Posted by:
LZK, 1/8/2013 8:03:20 AM (No. 9104514)
So what´s new????
My rate already went up....
WE knew it was coming when pelousy said -- WE have to read it to know what´s in it. The congress didn´t write this mess -- it was written by the eastern snob elite lawyers....who reside on K street...
It´s every/man for himself.....
LZK
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Reply 16 - Posted by:
olcap, 1/8/2013 8:12:34 AM (No. 9104528)
It´s high time the entire middle class go out on strike, indefinitely. I would love to hear all the parasites shine then!
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Reply 17 - Posted by:
Grambo, 1/8/2013 8:13:19 AM (No. 9104532)
"unexpectedly", the something-for-nothing plan didn´t work. Again.
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Reply 18 - Posted by:
pomom, 1/8/2013 8:24:19 AM (No. 9104545)
Anthem Blue Cross of Ohio has raised their rates 40% since before Obamacare was even voted on.
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Reply 19 - Posted by:
M2, 1/8/2013 8:31:35 AM (No. 9104558)
Congress members are exempt from this mess. Talk about fairness? Is this fair?
I personally know of 4 doctors who have "retired" because of ObamaCare´s bureaucracy and the restrictions on patient care it brings with it. They say they can´t tolerate that pencil-pushers are telling them how to practice medicine.
And the hospitals that are swallowing up private practice physicians don´t give a rip. Even they are losing their doctors. So, eventually, no long from now, hospitals will be running on a skeleton staff of beaurocrats. That´s not "health care". That´s a death sentence.
Yet they want us to pay for all of this while they don´t have to?
Begin the revolution.
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Reply 20 - Posted by:
krause, 1/8/2013 8:44:22 AM (No. 9104579)
I´m wondering if these increases, and the tax increases, are being reported on the MSNBC´s. I´m doubting this as a lot of the naive lefties are surprised by the SS increases they are now receiving. It´s quite obvious they don´t watch ´faux news´ or they would have seen this coming.
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Reply 21 - Posted by:
altoona, 1/8/2013 8:56:24 AM (No. 9104602)
So why were all the insurers on board with O-care? I know that there was coercion from the White House, but an industry that large submitting to threats and bribes when they so opposed Hillarycare is troubling. Could they not see down the road to their eventual extinction, or were a few people in high positions personally paid off and thinking like those Dems in power: "I got mine; I don´t give a darn about others or the future of healthcare and the future of the US?"
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Reply 22 - Posted by:
saraguay, 1/8/2013 9:00:25 AM (No. 9104612)
#9. it wasn´t just because of all the folks who got phones that obama won. there are millions of people who consider themselves liberal who really and truly believe that obama is a fine president (my husband, brother and other members of my family who are decent, respectable and hardworking). it is unfathomable to me but that is the reality. if everyone except those on welfare had voted for romney, he would have won. there are just way too many people who see the world through a different lens. i have no idea how to convince them otherwise. i´ve been trying for 30 years.
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Reply 23 - Posted by:
MattMusson, 1/8/2013 9:18:01 AM (No. 9104642)
Good News - the GOP will have the best chance of electing a president that they have had in years.
Bad News - the GOP will screw it up by nominating someone.
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Reply 24 - Posted by:
oh-heck, 1/8/2013 9:28:31 AM (No. 9104659)
As I recall, double digit increases in insurance premiums was one of the triggers that justified Obamacare. By October of this year, the magnitude of the disaster will be clear. Roughly half the states will have refused to implement the new Medicaid program that was supposed to handle the largest group of newly insured. Enrollment in the federal uninsured pool will be still be less than 10% expected. State run exchanges will be declined by roughly half the states, requiring the feds to create the exchanges. Law suits will have been filed to sue the feds for subsidizing exchanges not set up by the states.
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Reply 25 - Posted by:
Adam, 1/8/2013 9:31:38 AM (No. 9104666)
premiums already have been skyrocketing and how is this at all a surprise? Obamacare was a disaster before it was implemented. Now that it will be implemented, we can continue to watch this once great republic die, not with a bang but a whimper
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Reply 26 - Posted by:
whyyeseyec, 1/8/2013 9:32:39 AM (No. 9104668)
Will the NTSB be called in to investigate this train wreck known as Obamacare?
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Reply 27 - Posted by:
stryker714, 1/8/2013 9:51:12 AM (No. 9104711)
Well since the insurance companies perceive now having a monopoly where everyone has to buy insurance of course they are going to jack the rates up. The question is how many lives/livelihoods/careers will Unaffordable Care Act(UCA) inflict ruin upon before Americans start to march on DC, which is long overdue?
I refuse to play: I´m not accepting any "free" medical care; I´m not paying for any healthcare on a revolving basis/I´ll pay cash when and only when I need it; I´m not paying a fine. I´m as good as and better than any bureaucrat who exonerated themselves. If the Feds come around trying to start trouble with me over this they will definitely find it.
Remember: Compliance is proven with tax returns and not everyone files tax returns or won´t anymore.
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Reply 28 - Posted by:
Eheu Fugaces, 1/8/2013 10:41:26 AM (No. 9104818)
It´s almost too bad that we have to wait another 12 months for the advent of Obamacare, as we´ll have to wait a whole year more to hear the bewildered, uncomprehending screams of pain from the Obama voters. Gratification deferred for us; I nearly said anguish deferred for them as the full import of their voting for this Stalinist sadist twice in a row comes crashing down on their heads, but they are too obstinately ignorant to ever understand what they have done
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Reply 29 - Posted by:
woofwoofwoof, 1/8/2013 10:41:52 AM (No. 9104821)
Just got my notice from Blue Shield of California, 12%.
Figure half of that is inflation, half Obamacare. But my whole HCA policy is illegal under Obamacare, and the replacement will probably be MUCH more expensive.
#4, as others say, a standard individual policy for someone age 50 is probably 3x that. Don´t even ask about age 60.
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Reply 30 - Posted by:
BaseballFan, 1/8/2013 10:58:04 AM (No. 9104877)
Welcome to the New Normal, brought to you by the illegitimate Kenyan Kommie.
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Reply 31 - Posted by:
dogbreath, 1/8/2013 11:18:15 AM (No. 9104960)
Hitch up your big boy pants, Americans. A struggle looms.
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Reply 32 - Posted by:
maryc, 1/8/2013 11:22:50 AM (No. 9104966)
obamacare is planning for the death of old people and private insurance. The cliff dash over the cliff is moving faster and faster.
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Reply 33 - Posted by:
Andromeda, 1/8/2013 11:33:02 AM (No. 9105002)
Yes, it is going to be so bad that Americans are going to start clamoring for the government to rescue them from the "greedy insurance companies". And companies of all sizes will be crying that they can´t afford it and ask the government to help.
The solution will be government takeover of healthcare to save everybody. Obama will again get to eliminate the "inefficient middleman" (what some of us used to call free enterprise business). Does anyone think that wasn´t all part of the plan?
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Reply 34 - Posted by:
roadrunner, 1/8/2013 11:34:43 AM (No. 9105007)
But...but...but...birth control, and mammograms, and so many other screening tests are free (without copay)...
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Reply 35 - Posted by:
Butch59, 1/8/2013 12:11:38 PM (No. 9105087)
My insurance co. increased my monthly premium by $62.44 starting Jan. 1. That´s a 19.34% increase from last year. Since my wife and I are both over 65 and as such are on medicare, our annual outlay for medical insurance, just for the TWO of us, comes to $7139.88. And we are both reasonably healthy. I can only imagine what the costs are going to be in the next couple of years when Obamacare really gets implemented.
FYI. I am a retired federal employee (blue collar worker) who is enrolled in the FEHBP. (Federal Employees Health Benefit Plan). And the plan I´m using isn´t even close to being the most expensive. Just the one I can afford. And no, it´s NOT a Cadillac plan.
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Reply 36 - Posted by:
lencu255, 1/8/2013 12:30:13 PM (No. 9105132)
Sorry if you already read it on another thread, but: Oh, boy (man/woman, blah-blah), how PO´ed am I! News, all news, are utterly debilitating. Here comes huge tank, called obozo´s agenda, and all the conservatives have is a sling-shot with torn rubber. My fingers hurt repeating the same: we need conservative mainstream media! At all times the opposition knew they needed propaganda machine. This idea was perfected by hitler/lenin/stalin/mao/chavez. But American conservatives are refusing to acknowledge this FACT. That´s why we lost education, public opinion, and, subsequently, the power!
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Reply 37 - Posted by:
suziesuburbanite, 1/8/2013 12:35:14 PM (No. 9105143)
Insurance up 10% and lost doctor to a consierge office that does NOT take insurance (cash only)
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Reply 38 - Posted by:
commontater, 1/8/2013 12:38:17 PM (No. 9105151)
Mutual of Omaha Medicare supplement went up 30% for 2013 in Arkansas. From previous posters , that seems to be equal or below rises in other states. I expect another - bigger - raise in 2014.
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Reply 39 - Posted by:
A Balrog of Morgoth, 1/8/2013 1:25:05 PM (No. 9105256)
Really, #34? How did the National Rifle Association manage to pass Obamacare?
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Reply 40 - Posted by:
phillyred, 1/8/2013 4:46:44 PM (No. 9105679)
This is going exactly as planned by the rats. They want to create the crisis and blame the big insurance companies. The next plan is to take over the insurance companies completely, just like student loans; just like GM....
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Reply 41 - Posted by:
Franz, 1/8/2013 5:12:44 PM (No. 9105729)
But, but, but ... this is the "Affordable Care Act." We were told Health insurance premiums were going to go down. Is this what Pelosi meant when she said Congress had to pass the act so we could see what was in it?
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Reply 42 - Posted by:
FL Homeschool Mom, 1/8/2013 7:55:13 PM (No. 9105944)
I pay $872.56 a month for health and dental for myself and 3 kids. I´m on a COBRA program through my late husband´s employer and am eligible to stay with them for 3 years since separation was due to death. I´ve priced other policies and they don´t cover half what this one does for about the same price. The problem with shopping it outside of a group is for each family member the amount goes up where as most group plans are individual and family and it doesn´t go up for each child added.
Add in homeowners and car I´m paying a huge chunk of our income to insurance companies. I just thank God I have the money to pay it and for my husband for making sure we would be ok.
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