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Topic: With Obamacare now a reality, employers choose strategies |
With Obamacare now a reality, employers choose strategies
Chicago Sun-Times, by Kara Spak
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Original Article
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Posted By:JoniTx, 11/12/2012 5:00:07 PM
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| Obamacare’s coming. Love it or hate it, President Barack Obama’s re-election Tuesday cleared the last major hurdle toward implementing the Patient Protection and Affordable Care Act. Businesses are being forced to take a fast and hard look at how to handle the shift in health-care benefits and potential costs that are part of the law that goes fully into effect in 14 months. “This is here to stay,” said J.D. Piro, a senior vice president at Aon Hewitt who leads the company’s health law consulting group.
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Reply 1 - Posted by:
NorthernDog, 11/12/2012 5:10:11 PM (No. 9009593)
Bottom line - employers will shift as many jobs offshore as possible to avoid all the complications, costs, red tape, and headaches associated with complying with the law.
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Reply 2 - Posted by:
Northcross, 11/12/2012 5:14:09 PM (No. 9009604)
What strategies are they talking about? The President promised me that if I liked my current health care, I could keep it, and a president would never lie, would he?
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Reply 3 - Posted by:
Wildredwolf, 11/12/2012 5:19:14 PM (No. 9009611)
Ditto to #1. As a CEO myself, it´s already given me considerable pause re: new hires, investments, etc. I´m using more Indian resources and part-timers. Businesses will adjust, but it will dampen hiring, wages, productivity and growth. The Euro baby sitter model leads to certain stagnation, not growth. But, we knew that. It´s just that 50% of Americans did not. Sad. Very, very sad.
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Reply 4 - Posted by:
zephyrgirl, 11/12/2012 5:20:27 PM (No. 9009613)
What you will see over the long haul is non-union skilled workers will become self-employed contractors and unskilled workers will be employed less than 30 hours per week and will have to cobble together multiple jobs to stay afloat. Employees will be required to pick up more and more of their health insurance costs themselves.
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Reply 5 - Posted by:
Johnny Angle, 11/12/2012 5:31:14 PM (No. 9009640)
It won´t be here to stay if the Republicans refuse to raise the debt limit and not fund it. Demand to see a budget before we raise the debt limit.
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Reply 6 - Posted by:
QRP, 11/12/2012 5:31:56 PM (No. 9009641)
One of the easiest ways to reduce healthcare cost is to only hire younger people. Once they hit 40 its out the door. Maybe back as a contractor, but off the company policy.
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Reply 7 - Posted by:
bubby, 11/12/2012 5:37:37 PM (No. 9009649)
#5 I doubt the Republican will do that. My guess is that they will agree to an increase in the debt ceiling in exchange for promises of future budget cuts. We all know that game and the cuts will of course never materialize. I´m beginning to think the established Republicans can´t take a stand against the Democrats on anything and are as much of the problem as the Democrats.
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Reply 8 - Posted by:
pedro4, 11/12/2012 5:41:27 PM (No. 9009658)
I´m not sure about that #6. Won´t the insurers have to gouge the young workers to pay for the 30mm newly covered? My plan is simple. Cancel my coverage, pay the fine, and reinstate anytime I really need coverage. And I know that I am not the only one thinking this. As to jobs, my friend who employs 500 in the theater business is cutting all but a handful back to 30 hours. Sorry young people, you wanted the hipster, you get his policies.
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Reply 9 - Posted by:
Dante, 11/12/2012 5:59:33 PM (No. 9009682)
No worries, after all pelosi said zerocare would create millions of jobs immediately. I advise the displaced to ´occupy´ her various offices and demand their new jobs
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Reply 10 - Posted by:
Ladyhawke, 11/12/2012 6:06:46 PM (No. 9009694)
I really love all the comments on this subject here and around the web where employers are talking about firing liberals and only hiring conservatives. There are legal ways to discern that.
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Reply 11 - Posted by:
jalo1951, 11/12/2012 6:25:25 PM (No. 9009738)
Affordable Care Act? What a load of horse manure. This wonderful law has caused me to lose my health care at the end of the year. Why? Because the premiums have become to expensive. With no raises for two years and a doubling of my contribution not to mention that EVERYTHING has risen in price it literally was insurance or food money.
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Reply 12 - Posted by:
Grambo, 11/12/2012 6:27:58 PM (No. 9009742)
That’s fine, #8, but there may not be a doctor there when you sign up again. As a practicing physician, I can tell you that a great many of those MD’s now in the workforce won’t be there under ObamaNocare, and there aren’t many in the pipeline.
What will happen? The technicians and nurses in your doctor’s back office will be your doctor, and should you, Heaven forbid, progress to the dire circumstance of needing a real doctor, you won’t be able to understand a word he says.
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Reply 13 - Posted by:
3XALADY, 11/12/2012 6:37:51 PM (No. 9009760)
It boggles the mind that this monstrosity is going to be foisted on a certain percentage of us and not the ones granted waivers because they tossed a coin or two in Zippy´s kitty. I saw a post recently that someone´s health care cost had doubled and a teacher was only paying 4 cents a paycheck for hers. I assumed the person worked at an educational venue. And nary a word is heard about what is coming. Except from some in the white middle class.
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Reply 14 - Posted by:
franq, 11/12/2012 6:45:41 PM (No. 9009769)
When we all die, who will support this monstrosity?
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Reply 15 - Posted by:
Blue-Z-Anna, 11/12/2012 6:55:36 PM (No. 9009782)
Just as in all communist dictatorships, an underground economy is developing here in Amerika.
Country Folks can survive !
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Reply 16 - Posted by:
nonsense, 11/12/2012 6:56:19 PM (No. 9009788)
Just think about what our Health Care Life would be like if we did not have Chief Justice Roberts, the coward, under Obama´s thumb.
The Demonrats ruined the best health care system in the world. Never forget. The corruption in the Demonrat party is monumental.
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Reply 17 - Posted by:
KTWO, 11/12/2012 7:03:31 PM (No. 9009799)
By far the best strategy is to no longer be an employer.
However that may be tough. Instead consider: offering no health insurance for anyone. None, zero, zip. Pay any fines. You will rid yourself of hassles, costs of administration and reporting, and minimize legal costs. You will have to pay your employees more.
Going commando may not be the best solution but consider it.
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Reply 18 - Posted by:
ocjim, 11/12/2012 8:33:05 PM (No. 9009945)
Now we get to see what those 10,000 IRS new hires are up to.
Like with all bad public policy, the unintended consequences will become legion. This will be aggravated by the fact that smart folks and businesses will find ways to adjust and work around this monstrosity. This innate American creativity will further undermine the law and, certainly, its ostensible intentions. But I´m still wondering if one of its prime intentions was to hobble the medical system to the point that single payer becomes a logical solution. Wouldn´t that be special!?
In any case, the elites, especially the liberal elites, and the well-positioned were never concerned about the implementation of this law. They knew they would not have to depend upon ObamaCare because they would have the resources to secure the first-class medical care their position gives them.
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Reply 19 - Posted by:
Peach1, 11/12/2012 8:54:25 PM (No. 9009970)
What really burns my butt is that no member of our government will ever have to deal with obamacare. Grrrrrrrrr.........
Doctors should revamp their entire system and operate under the radar, bypassing the government altogether, where they charge a monthly retainer like lawyers.
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Reply 20 - Posted by:
neanderthal, 11/12/2012 9:12:31 PM (No. 9010002)
GE´s medical insurance today informed me that they will no longer contribute to the cost of my retiree meds. That didn´t take long, did it?
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Reply 21 - Posted by:
Attercliffe, 11/12/2012 9:12:58 PM (No. 9010004)
Look what I found in my e-mail box today--I didn´t even know they had my e-mail address.
Happy Birthday from Medicare! We wish you well in the upcoming year. Our records show you are currently up-to-date on your preventive services. Congratulations on using Medicare to help you stay healthy. We will send you emails in the future as you become eligible for other Medicare preventive services that will be listed in the calendar below to assist you with planning and scheduling your appointments.
So they´re watching me. Do they know what I eat? If I brush my teeth regularly? Take my statin drugs? Have a BM every day?
That "We will send you emails in the future as you become eligible for other Medicare preventive services" creeps me out. If those preventive services they want me to have don´t all show up on my file, will they round me up with other noncompliants? Send me to a remeducation camp?
And don´t think government health insurance will be any different!!!
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Reply 22 - Posted by:
xcenturion, 11/12/2012 9:21:10 PM (No. 9010022)
Not to worry. If you´re an illegal or on welfare you´ll still get the best healthcare on us, the taxpayers.
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Reply 23 - Posted by:
cinwasp, 11/12/2012 9:28:11 PM (No. 9010042)
My husband, who is a physician, is meeting tomorrow with a hospital group to negotiate the possibility of selling his practice. What a shame...he is an accomplished head/neck cancer surgeon of 25+ years and there is no way his practice can survive Obamacare.
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Reply 24 - Posted by:
ocjim, 11/12/2012 9:55:40 PM (No. 9010090)
I will never understand why doctors didn´t raise a stink at the very contemplation of this monstrous ObamaCare change to our medical system. Didn´t they have a responsibility to speak out loud and clear on this and take a stand for their profession? And now many of these doctors are quietly selling their practices???
Not gettin´ this at all.
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Reply 25 - Posted by:
reddfroge, 11/12/2012 10:10:27 PM (No. 9010114)
the idea, #14 is that at least 25 million of us die...that is a quote from this admisitraison.
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Reply 26 - Posted by:
jalo1951, 11/12/2012 10:25:20 PM (No. 9010142)
#13 That was me. I am a media clerk, support staff personnel, you know, second class employee. As of this past Friday I resigned from our health care plan because I cannot afford it and yes, teachers are paying 4 cents for the same plan. Right now I am home with the flu, the real flu not the fake kind we always say we have when we get sick. 103 temp. severe shakes, aches and pains. If this had happened after the first of the year I would not have gone to the doctor. Too expensive at $150 A visit. Thanks obamacare you a hole.
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Reply 27 - Posted by:
Ida Lil, 11/12/2012 10:43:08 PM (No. 9010195)
Roberts left the door open for states to refuse to set up insurance exchanges if this happens obamacare is fizzled. The 16 original states that filed the suit against the unaffordable health care law have already voted to refuse to allow the law to function. Remember obe stole the presidential election but 30 to 32 states will now be governed by Republicans.
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Reply 28 - Posted by:
pinkpanther, 11/12/2012 11:20:35 PM (No. 9010279)
I don´t know what my family is going to do. Hubby and I have been married for 20 years (and 8 kids later) and have always, always kept health insurance. There were times where we sacrificed and took Cobra when a new job had a waiting period but we always made sure we were covered. Two of my children have Type I Diabetes (or auto-immune diabetes), both are on insulin pumps, CGMS and blood glucose meters. We have seen our premiums rise over the last 2 years and our coverage drop. Right after the election hubby´s job (GM financial of all places!) announced they were dropping everyone´s coverage. It would cost hubby and I around $2500 a month out of pocket for our diabetic children. It breaks my heart to think of them having a lesser standard of living by losing their insulin pumps, CGMS and testing less often. Thanks voters of the party of the free crap!
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